The root of the problem IS NOT with the bankers, it's with the people who couldn't afford things going to a bank to get a loan or a credit card to get money for something them. These people got their homes they couldn't afford, so now we have bankruptcies. These people couldn't afford the cars they bought, so they're being repossessed. These people couldn't afford the big screen t.v.s, and all the other things they bought, not worrying about when or how they would pay them back.
It's OUR greed that caused this, but we're blaming the bankers who ALLOWED us to have what WE WANTED.
I saw a photo in today's paper of a person outside some government agency with a sign that said "greed kills". I suggest that this person should've been sitting outside of BEST BUY instead.
Folks, don't throw the blame at the big corporations, government, or Wall Street. It may truly lie at your own door step.